pay pal

[anth123]

areet lads can any 1 tell me how to set up a pay pal account. do u need to have a certan sort ov bank account like a debit card one or can u use any

 

[5150]

People have mixed views and experiences with Paypal. All I'll say from mine is that I no longer have an account linked to anything (bank, credit/debit card, etc), the account hasn't been used in about 7yrs now and all my personal details have been altered enough to make them useless to anyone.

If you must have one, open a seperate bank account solely to use with paypal and other online transactions that are not regular things so you can keep an eye on money movements. Keep a close eye on paypal from the account direct login and not from following mail links, don't just check latest transactions, check the history on the account and deleted items if they still show those.

I'll skip the story, but a fraudulent transaction couldn't be sorted by paypal europe and all paperwork had to be sent by me to the US, who knocked everything back, Barclays fraud department had it sorted, transaction stopped and reversed back to my account with just one phone call and one form to sign.

 

[SIXFOOTSTEVE]

Good advice that ,I agree that you should open a separate bank account for your pay pal stuff ,it's safer bet than using your normal account for sure.

 

[john/r]

used paypal for yrs never a prob very secure

 

[mark]

used paypal for yrs never a prob very secure

likewise. I use it a lot for for both business and personals stuff. Never had an issue (that probably just put the kiss of death on it though!)

 

[SIXFOOTSTEVE]

Update ....Sorry but I forgot to mention that I've not had any problem at all with paypal over the years but use a separate account just in case .

 

[john/r]

Update ....Sorry but I forgot to mention that I've not had any problem at all with paypal over the years but use a separate account just in case .

you got me thinking now might be wise to do.

 

[SIXFOOTSTEVE]

I've had no problems ...although I do know of one family member who has.

 

[5150]

My negative experience and those that I've heard from other people are all the same story - no bother at all, spot on, right until you have a problem that needs paypal customer service. Missing items bought using paypal seem to get sorted okay, but dubious transactions etc the blame is instantly pointed back at the account holder.

Seperate bank account is certainly the way I would advise all the time, keep enough in to cover your spends plus a bit extra for those moments where your ebay bidding finger gets a twitch, but not vast balances.