Deep breaths but I stand by what I say.
Be very careful if you are entitled to Working Tax Credits, there is every chance you will be overpayed and end in a whole world of hurt when you're asked to pay it all back. Keep them informed every step of the way, keep all of your correspondence, I'd even go as far as recording any phonecalls you make to HMRC. Coincidentally I came home today to find a jiffy bagged parcel with a Disc in waiting for me. I'm not expecting any Amazon or tackle shop stuff. Opened it and it's the recordings of my telephone conversations with HMRC that I requested under the freedom of information act to fight our case regarding overpayment. I posted previously that after a long scrap and untold stress we were successful in an appeal, so it was a bit late but .......off for a listen in a bit.
It may seem a bit odd to some that I have been fighting to not have to pay back money we were not entitled to but 2 points.
1. Their rules state that if you genuinely believed you were entitled to the money (We did, they said we were and it was a sensible sum) and can prove it was their mistake (It was, we kept them informed of every tiny change in circumstance, our lass had part time, low payed variable hours at the time and every step of the way we kept them up to date. We shouldn't have been given anything in the first place.
2. It doesn't make a huge diferrence when you get it it every month, it basically stopped us having to use my credit card every 4 weeks to survive on a pretty basic lifestyle. When you're asked to pay back £8000 (payed to us over 2.5 years) immediately or offered stupid repayment terms then it is a terrible situation to face.
I don't want to put people off, I think maybe thats their plan! Lots of people are underpayed as well, you'd never know. A pal of mine works for these conmen and has told me he has to prioritise recovery of overpayment and bury ANY case where money is owed to the family.
Just be careful and good luck to anyone applying, compared to the tax breaks and loopholes afforded the rich, you are owed and deserve this money. It's only the NI and tax your mams and dads have already shelled out.